FinCEN's April 2026 AML/CFT proposed rule represents the most significant program reform in a generation. Most institutions don't have time to read 200 pages of preamble to figure out what it means. This Due North executive briefing delivers the substance — in under three minutes.
FinCEN and OFAC's April 2026 joint proposed rule, for the first time in federal law, requires a specific category of U.S. persons to maintain a sanctions compliance program — and extends the Bank Secrecy Act perimeter to payment stablecoin issuers under a new 31 CFR Part 1033. This Due North executive briefing delivers the substance — in under three minutes.
The GENIUS Act and the advancing CLARITY Act, read together, establish a two-layer federal compliance architecture for digital assets — regulating both who issues payment stablecoins and where they trade. This Due North executive briefing delivers the substance — in under three minutes.
The new joint stablecoin CIP rule — proposed June 18, 2026 by FinCEN and the four federal banking regulators — draws the customer identification perimeter around direct relationships, not tokens. This Due North executive briefing reads the proposal and what it means for program design — in under three minutes.